JEEVAN RAKSHAK PLAN 827 PDF

This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity. If the policyholder survives till the end of the maturity period, then the policyholder will get a lump sum amount at the time of maturity. In addition to the above, Loyalty Addition, if any shall also be payable if death occurs after completion of the 5th policy year. In case of accidental death, the Accident Benefit Sum Assured will be payable as lumpsum along with the death benefit under the basic plan. Like other policies of LIC, this policy also has some eligibility conditions. Yes, the lapsed policy can be revived within 2 consecutive years from the date of the first unpaid premium and before the date of maturity.

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This plan provides financial support for the family in case of unfortunate death of the policyholder any time before maturity. If the policyholder survives till the end of the maturity period, then the policyholder will get a lump sum amount at the time of maturity.

In addition to the above, Loyalty Addition, if any shall also be payable if death occurs after completion of the 5th policy year. In case of accidental death, the Accident Benefit Sum Assured will be payable as lumpsum along with the death benefit under the basic plan. Like other policies of LIC, this policy also has some eligibility conditions. Yes, the lapsed policy can be revived within 2 consecutive years from the date of the first unpaid premium and before the date of maturity.

Revival of Accident Benefit Rider, if opted for, will only be considered along with the revival of the Basic policy and not in isolation. No, one cannot surrender a 1 yr old active policy to get the surrender value.

To be eligible for the surrender value the policy has to be active with 3 full years of due premiums paid. No surrender value will be available on Accident Benefit Rider.

The loan can be taken against this policy only if the policy reaches a surrender value which is after 3 years. These 15 days is called the Free Look Period. So, by now every one of you has come to know every detail of this policy. If you have any doubt regarding this policy, they please let us know in the comment section. Your email address will not be published. This site uses Akismet to reduce spam. Learn how your comment data is processed.

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LIC Jeevan Rakshak Plan

As the name suggests, the plan offers life insurance as well as maturity benefit. If the policyholder dies during the policy term before the maturity date, the plan offers financial assistance to the family of the insured and at the time of maturity, a lump sum amount is payable along with loyalty additions if applicable on the survival of the policyholder. The policy is an excellent choice for those who belong to a low-income group as it is the only insurance policy which provides less than one lakh rupees as Sum Assured. The plan also provides loan facility in order to fulfill the liquidity requirements of the insured.

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Premium and Maturity Calculator – LIC Jeevan Rakshak 827

Jeevan Rakshak is a with-profit, non-linked conventional type plan, with a maximum sum assured of 2,00, for an individual. The benefits under the plan include, death benefits and maturity benefit which is discussed in detail here. It can calculate the premium with and with out riders, such as Accident Benefit Rider. Click the button given below to open premium and maturity calculator. Let the details of the life assured be as follows. Now let us have a look at the insurance coverage and other benefits under the policy. Premium is paid for 20 years.

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LIC Jeevan Rakshak (Table 827) – Review, Features and Benefits

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LIC Jeevan Rakshak (Plan 827) – Details with Premium and Benefit Calculators

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